Reverse Mortgage Six Questions and How to Get Approved in Florida

Reverse mortgages are increasing in popularity with seniors who have equity in their homes and want to supplement their income. The only reverse mortgage insured by the U.S. Federal Government is called a Home Equity Conversion Mortgage (HECM), and is only available through an FHA-approved lender.

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About Us. Joan Sullivan, the founder and President of Approval Reverse Mortgage holds an advanced accounting degree, and had worked in various lending capacities in the colorado banking industry for over 11 years before forming her own mortgage company in 1999.

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Those exploring reverse mortgages may have specific questions or.. While payment is due immediately, the owners (or heirs) have six months to satisfy the debt.. servicer and request a 90-day extension, subject to approval by HUD.

Florida Reverse Mortgage Rates These rates are averages taken from data reported by the Department of Housing and Urban Development each month. Though it may not be possible for you to get the exact interest rates shown here, looking at the past few months of rates should give you an idea of what lenders in Florida should be offering you.

To get a reverse mortgage against your condo, the entire complex must become FHA-approved. HUD/FHA changed the rules in 2009-2010 to make it more challenging to get financing against a condo. I’d be more than happy to speak with your association contact to discuss the possibility of applying for FHA-approval.

“No question, approval will. pertaining to reverse mortgage and home equity news. Prior to her role at HousingWire, Guerin was editor-in-chief for The Reverse Review, a trade magazine for the.

Florida Reverse Mortgage Rates These rates are averages taken from data reported by the Department of Housing and Urban Development each month. Though it may not be possible for you to get the exact interest rates shown here, looking at the past few months of rates should give you an idea of what lenders in Florida should be offering you.

Get Approved Today!. We’re not afraid of endless questions and long conversations about mortgages – we love them!. Fixed Rates for 10, 15, 20 & 30 years; Adjustable Rate Mortgages, Reverse Mortgages, Loans for Foreign Nationals and affordable housing utilizing grants and subsidies for first time home buyers.

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