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Mortgage protection insurance, on the other hand, is a lump sum payment (or ongoing payments made to cover the loan repayment amount for an agreed period) that the insurer pays to the policyholder in the event they lose their employment, are temporarily or permanently disabled, or pass away. Income protection vs. mortgage insurance

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 · After years of failed efforts by Florida lawmakers to curb rampant abuse of assignment of benefits (“AOB”) applied to property insurance policies, Florida Governor Ron DeSantis is expected to soon sign into law sweeping AOB reform approved by the Florida Legislature. The new law becomes effective for AOBs executed on or after July 1, 2019.

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