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SmartAsset calculated its rankings by tallying up closing costs – including the mortgage tax. represented on average about 1.9 percent of a median home’s value, according to SmartAsset. Kendall.
Mortgage insurance makes it possible for you to buy a home with less than a 20% down payment by protecting the lender against the additional risk associated with low down payment lending. By purchasing mortgage insurance, lenders are comfortable with down payments as low as 3 – 5% of the home’s value.
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